Compare Card Machines For Small Businesses
Save up to 40% on your transaction fees. We help UK SMEs find the perfect terminal from trusted providers like SumUp, Dojo, and more.
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- Comparison Table
- Current Rates
- Machine Types
Switching made simple
We've streamlined the comparison process so you can get back to what matters most: growing your business.
Compare
Enter a few details and we'll instantly scan dozens of top-tier UK providers for you.
Switch
Pick the deal that fits your budget. We handle the paperwork and coordination with the supplier.
Save
Watch your overheads drop. Average customers save over £2,000 per year on utilities alone.
DETAILED COMPARISON
SumUp Air
Rate:
1.69%
Monthly:
£0
Contract:
Rolling
Dojo Go
Rate:
Custom
Monthly:
£20
Contract:
1 Month
myPOS Go 2
Rate:
1.10% + 7p
Monthly:
£0
Contract:
Rolling
Shift4 Pro
Rate:
0.99%
Monthly:
£15
Contract:
12 Months
Teya Smart
Rate:
Custom
Monthly:
£0
Contract:
1 Month
EPOS Pro
Rate:
1.50%
Monthly:
£25
Contract:
12 Months
App-based vs Simple Card Readers
Modern terminals are more than just a way to take money. They can manage your inventory, track staff hours, and even handle your VAT reporting.
The App Ecosystem
Perfect for restaurants needing floor management and order tracking.
Simple Readers
Best for market stalls and tradies who just need a quick, reliable tap.
Trusted by Industry Leaders
DETAILED COMPARISON
Provider
Transaction Rate
Monthly Fee
Contract Length
Best Suited For
SumUp
1.69%
£0
None
SMEs <£2k turnover
Dojo
Custom (Low)
£20
1 Month
Busy Retail/Food
myPOS
1.10% + 7p
£0
None
Tradies
Shift4
0.99%
£15
12 Months
Established Retail
Teya
1.25% (Avg)
£0
30 Days
Pubs & Cafes
EPOS Now
1.50%
£25
12 Months
Full Inventory Needs
Startups (<£2k)
Avoid monthly fees. Pay-as-you-go is your best friend until you scale.
- No fixed costs
- Instant setup
Growth (£2k-£10k)
Switch to a provider with lower rates even if there's a small monthly fee.
- Lower blended rates
- Next-day settlement
High Vol (£10k+)
Negotiate a custom rate. Every 0.1% saved is hundreds in your pocket.
- Bespoke pricing
- Account management
How to Choose the Right Machine
Check the Battery Life
If you're on the road, you need at least 10 hours of active use.
Look at Settlement Times
Some pay next day, others take 3–5 working days. Cash flow is king.
Review the Hidden Fees
Watch out for PCI compliance fees or 'non-secure' transaction surcharges.
When NOT to Switch
Switching isn't always the right move. You should pause if:
Your current provider has a heavy exit fee that outweighs 12 months of savings.
You have a highly bespoke EPOS integration that isn't compatible with other terminals.
You are currently in the middle of a seasonal peak (Christmas/Summer) – hardware delays could be fatal.
"The biggest mistake SME owners make is staying with their high-street bank for card processing. You're likely paying double the market rate for outdated hardware."
David Richardson
Senior Fintech Advisor, GrowMyBusiness
Impartial Experts
We aren't tied to any provider. Our goal is to find you the lowest rate, period.
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Answer 3 questions and get tailored quotes in under 60 seconds.
Real Savings
Our users save an average of £840 per year by switching providers.
Types of Hardware Available
Countertop
Ethernet connected. Reliable for permanent retail points.
Portable
Bluetooth/Wi-Fi. Ideal for taking payments at the table.
Mobile
GPRS/4G SIM. Perfect for deliveries and outdoor stalls.
EPOS Systems
Fully integrated till systems with inventory management.